For those individuals and families across Ohio who are willing to accept a higher cost share for a lower a premium, the Health Value plan with Medical Mutual of Ohio SuperMed One is a great option. Whether you live in Cincinnati, Dayton, Columbus, Cleveland or Toledo, the SuperMed One Health Value plan is best suited for those who rarely go to the doctor or fill prescriptions.
Ultimately, the Medical Mutual of Ohio SuperMed One Health Value plan offers minimal coverage at a low cost, but protects the insured against the catastrophic. Listed below are sample rates for the Medical Mutual of Ohio SuperMed One Health Value plan:
Medical Mutual of Ohio SuperMed One Health Value
If you would like to instantly review health insurance quotes for Medical Mutual of Ohio SuperMed One products, please click on the “Get Quotes Now!” link.
SuperMed One Health Value Plan Benefit Summary
The Medical Mutual of Ohio SuperMed One Health Value plan has $500, $1,000, and $1,500 deductible levels for individuals and $1,000, $2,000 and $3,000 family deductibles. Members pay the Medical Mutual of Ohio/provider negotiated discounted rate for office visits and hospitalization, as opposed to paying health copays. Whatever is spent toward the cost of these services is applied to the deductible. Once the deductible is met, the member pays a 30% coinsurance up to their out of pocket maximum of $3,500, $4,000, or $4,500 for individual plans and $7,000, $8,000 and $9,000, respectively, for the family plans. Once the coinsurance limit is reached, the member is covered in full at 100% for the remainder of the year.
For prescriptions, a member would pay a $15 Rx copay for generic drugs only with a $500 maximum. Any other prescriptions would require the member to pay full price as they would not be covered under this policy.
Optional MMO SuperMed One riders include: dental, vision and life insurance.
Ultimately, the MMO SuperMed One Health Value plan will appeal to those uninsured people who would like to have minimal coverage at a very affordable rate. With discounts on office visits and hospitalization, as well as discounts on prescriptions, the Medical Mutual of Ohio SuperMed One Value plan is a great option to secure medical coverage at a low monthly premium.
If you would like to instantly compare health insurance quotes, carriers and plans with the SuperMed One products, please
click here or on the “Get Quotes Now!” link or contact a Health Insurance Specialist at Chaser Insurance Group directly by calling (877) 775-4321 or emailing AF@HealthInsuranceChaser.com.
* Health insurance rates may vary based on resident location, effective date, deductible and underwriting. Rates shown are based on 35 year old couple with a 5 year old child.
** This is only to be used as a reference and is only a partial listing of benefits and in no way represents a contract of insurance.
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