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Checking Out Plans of Anthem Blue Cross and Blue Shield of Ohio

Checking Out Plans of Anthem Blue Cross and Blue Shield of Ohio

Anthem Blue Cross and Blue Shield of Ohio tops most insurance companies when it comes to offering a wide range of PPO or Preferred Provider Organization plans. Anthem Blue Cross and Blue Shield of Ohio insurance shoppers have several plans to choose from as follows:

• Premier Plus Plans
• Lumenos HAS Plus
• SmartSense Plus
• Core Share

Premium Plus Plans are individual and family health insurance plans that offers a wide range of benefits for lower coinsurance cost. With unlimited doctor’s office visits, prescription drug coverage, annual vision screening exam and preventive care benefits, any insurance plan holder will surely find more comfort and convenience. In addition, maternity and dental benefits may also be availed for an additional cost.

Lumenos HAS Plus plan allows more control with various deductible and out-of-pocket maximum cost to choose from. Preventive care benefits are covered including added benefits from Anthem 360 Health. With Anthem 360 Health insurance plan, the insurance plan holder has access to 24/7 NurseLine, My Health Coach, MyHealth@Anthem, Healthy Lifestyle Programs and SpecialOffers@Anthem for information, personal help, health assessment, lifestyle support and educational materials, and discounts for products and services available to members only. It is also compatible with an HSA or Health Savings Account for tax advantages on medical expenses. With a Health Savings Account, members can save money free of tax and have resources ready for future medical cost.

SmartSensePlus Plan is for flexibility that allows affordable health care cost for the healthcare benefits one needs. Preventive care benefits are covered including three doctor’s visits that one can immediately take advantage of even before deductible is met. In addition, generic and some branded prescription drugs are also covered. In order to cover some brand name drugs, you have the option to upgrade the prescription drug coverage.

CoreShare is a simple plan that covers a lot of benefits including hospital, surgical and outpatient benefits aside from doctor’s visits and preventive care maintenance. In addition, selected brand name drugs may be availed right away even before deductible is met. With a chosen deductible, you can easily lower the premium amount. In addition, once out-of-pocket maximum limit is reached then the covered services will be the insurance company’s responsibility for the remaining time within the year. CoreShare plan holders may also avail of dental and life insurance coverage for an additional cost.

The cost of healthcare services is high but with the right insurance plan that suits your needs, your lifestyle and your budget – you need not worry too much about any unexpected medical cost in the future. With Anthem Blue Cross and Blue Shield of Ohio plans, you are protected just the way you wanted. Choose the best plan that suit your needs – request for quotes now!